Privacy Policy

Introduction

SG Financial Advisors ("we," "our," or "us") values your privacy and is committed to protecting your personal data. This Privacy Policy will inform you about how we look after your personal data when you visit our website and tell you about your privacy rights and how the law protects you.

This Privacy Policy applies to all information collected through our website, as well as any related services, sales, marketing, or events.

Information We Collect

We collect several types of information from and about users of our website, including:

• Personal Information: This includes information such as your name, email address, telephone number, address, and other similar contact data that you provide when filling out forms on our website.
• Usage Data: We may automatically collect certain information about your equipment, browsing actions, and patterns when you navigate through and use our website. This includes log data, location data, cookies, and other tracking technologies.
• Business Information: If you are contacting us in a business capacity, we may collect information about your company, role, and business needs.

How We Use Your Information

We use the information we collect about you for the following purposes:

• To provide, operate, and maintain our website
• To improve, personalize, and expand our website
• To understand and analyze how you use our website
• To develop new products, services, features, and functionality
• To communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes
• To process your requests and transactions
• To find and prevent fraud
• For compliance with legal obligations

Legal Basis for Processing

We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:

• Where we need to perform the contract we are about to enter into or have entered into with you
• Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests
• Where we need to comply with a legal or regulatory obligation
• Where you have provided consent to the processing

Data Retention

We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.

To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, the purposes for which we process your personal data, and whether we can achieve those purposes through other means, and the applicable legal requirements.

Data Security

We have implemented appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorized way, altered, or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors, and other third parties who have a business need to know.

We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

Your Data Protection Rights

Under Singapore's Personal Data Protection Act (PDPA) and other applicable data protection laws, you have certain rights regarding your personal data, including:

• Access: You have the right to request access to your personal data that we hold about you.
• Correction: You have the right to request correction of your personal data that we hold about you if it is inaccurate or incomplete.
• Erasure: You have the right to request that we erase your personal data in certain circumstances.
• Restriction: You have the right to request restriction of processing of your personal data in certain circumstances.
• Data Portability: You have the right to request the transfer of your personal data to you or to a third party.
• Withdrawal of Consent: You have the right to withdraw consent at any time where we are relying on consent to process your personal data.

To exercise any of these rights, please contact us using the contact information provided below.

Cookies and Similar Technologies

We use cookies and similar tracking technologies to track activity on our website and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website.

Third-Party Links

Our website may include links to third-party websites, plug-ins, and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy policy of every website you visit.

Children's Privacy

Our website is not intended for children under the age of 18, and we do not knowingly collect personal data from children under 18. If we learn we have collected or received personal data from a child under 18 without verification of parental consent, we will delete that information.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the bottom of this page.

We encourage you to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

SG Financial Advisors
123 Shenton Way, #10-01
Singapore 068763
Email: [email protected]
Phone: +65 6123 4567

Last Updated: April 7, 2025